Kimberly Credit Counseling - Debt Consolidation and Management

Debt Consolidation and Credit Counseling what is it?

Debt Consolidation / Credit Counseling Clients May Receive the Following Benefits 

• Elimination of past-due collection calls
• Choice of payment dates and payment options
• Waived late fees
• Reduced or elimination of high interest rates
• Make One Low monthly payment – dispersed to all creditors on Kimberly Credit Counseling program

Debt consolidation and Credit counseling is a process by which we can negotiate with all of your creditors to try and obtain the lowest monthly obligation needed for you to satisfy all of your current unsecured credit card debt accounts.

So you make one LOW monthlyl payment which is then portioned out to your creditors.   This one LOW monthly payment will in most cases be lower than the sum of your individual unsecured debt accounts.

Creditors also recognize that people who enter into a debt consolidation / credit counseling program are trying to repay their debts in good faith. Creditors are usually more willing to extend terms to these clients in the hope that they will avoid the account from being turned over to a collections firm or the account holder going through the expense of declaring bankruptcy. 

In addition to our debt consolidation and credit counseling services Kimberly Credit also provides you with educational debt information . Become debt free today. Just click on our Free quote. Start to pay off your debt today.